Employee Benefits Insurance
Employee benefits is often the largest non-payroll expense for employers. It is important to partner with an agency that can tailor a benefits program to meet your business needs, whether a small business or a large employer.
Products Offered:
- Medical
- Dental
- Vision
- Group Term Life
- Voluntary Life
- Long-Term & Short-Term Disability
- Accident
- Critical Illness
Plan Types:
- Fully Insured
- Level-Funded
- Self-Funded: Stop Loss and Pharmacy Benefit Manager (PBM)
- Multi-Employer Welfare Arrangement (MEWA)
- Association and PEO Plans
Services personalized to your business needs include:
- Plan marketing and renewal review
- Benchmarking and plan analysis
- Plan administration and interfacing with insurance companies
- Online benefit management services available using EASE
- Conduct enrollment meetings
- Design and provide enrollment materials
- Compliance review and regulatory updates
- Assistance with billing, eligibility issues, and claims
- Cobra administration through third-party vendor
Additional services available:
- Section 125 Premium-Only Plans (POP Plans)
- ERISA Summary Plan Description (SPD)
- FMLA Administration (employers 50+)
- Employee Benefit Statements